Farm Financial Management: Why the Numbers Never Behave
Farms can look profitable and still run out of cash. This session explains how farm finances really work and how to advise farmers without getting caught by seasonal risk.
2 CPD units June 5, 2026 1 presenter
What will set you apart
By completing this course you will gain the following competencies
- Why farm finances behave differently from normal businesses
- How seasonality affects income, costs, and cash flow
- How to read farm financials properly
- Why profit and cash flow rarely match on farms
- Common financial mistakes made in farming businesses
- How debt, equipment, and input costs affect sustainability
Event breakdown
- How farming businesses operate financially
- Seasonal income and expense cycles
- Cash flow versus profit in farming
- Input costs, timing, and risk
- Equipment, assets, and financing decisions
- Debt management in farming businesses
- Reading and analysing farm financials
- Common financial warning signs
- Advisory opportunities in agriculture
Category: Management AccountingType: CPD CourseCPD category: Management Accounting
Description
Did you know that CIBA has signed an MOU with Agri SA?
Farming is one of the most complex businesses to manage financially, yet it is often treated like any other small business. This session focuses on the financial realities of farming, including seasonal income, unpredictable costs, and heavy reliance on debt and equipment. Delegates will learn why traditional financial analysis often fails in agricultural businesses and how to interpret farm financial information more accurately. The session highlights common problem areas such as cash flow pressure, input cost timing, and financing decisions. Designed for professionals advising farmers or working in agricultural businesses, this session provides practical insight into managing risk and improving sustainability. By the end of the session, delegates will be better equipped to support farmers with realistic financial management and advisory services.
Presenters
Leana van der Merwe — Leana: Leana van der Merwe, with 18+ years in accounting and corporate governance, Leana leads technical support at CIBA and is a recognized thought leader in regulatory compliance.
You will earn a certificate
On successful completion you will receive a certificate for 2 CPD units in Management Accounting.
Requirements
- Laptop, desktop, or mobile device with internet access
- Microsoft Edge, Google Chrome, Safari, or Firefox browser