Debt Can Grow Your Business or Kill It

Funding decisions shape the future of a business. This session explains how gearing works and how to fund a company without creating dangerous risk.

2 CPD units August 27, 2026 2 presenters

What will set you apart

By completing this course you will gain the following competencies

  • What gearing really means
  • Different funding options available to businesses
  • How debt affects cash flow and risk
  • When gearing makes sense
  • Warning signs of over-gearing
  • How to assess funding decisions
  • How to advise clients on funding safely

Event breakdown

  • What gearing means in practice
  • Equity versus debt funding
  • Impact of funding on cash flow
  • Risk and repayment considerations
  • Over-gearing warning signs
  • Funding structures and controls
  • Assessing affordability
  • Advising clients on funding
  • Long-term sustainability
Category: Financial ReportingType: CPD CourseCPD category: Financial Reporting

Description

Funding a business is not just about getting money — it’s about managing risk and sustainability. This session explains gearing and company funding in practical, easy-to-understand terms. Delegates will learn how different funding options affect cash flow, control, and long-term stability. The session highlights common funding mistakes that put businesses under pressure and explains how to assess whether debt is helping or hurting a company. Designed for professionals advising businesses, this session builds confidence in evaluating funding decisions. By the end of the session, delegates will better understand how to support healthy, sustainable business growth.

Presenters

Palesa Sekese

Palesa Sekese — Palesa Sekese is a highly accomplished Chartered Accountant with a wealth of experience in the professional banking environment. Having completed her articles at PwC, she has built a strong foundation in financial analysis, corporate governance, and business consulting. As the founder of Sekese and Partners, Palesa is dedicated to helping businesses thrive by providing expert guidance in independent reviews, agreed-upon procedures, IT integration, and systems implementation. Her passion for startups and business development has positioned her as a trusted advisor to entrepreneurs and established businesses alike. With a keen understanding of corporate governance and financial best practices, Palesa is committed to empowering businesses with strategic insights and sustainable solutions.

Corne van Schalkwyk

Corne van Schalkwyk — Corne van Schalkwyk is a qualified CA (SA) and part of the top leadership of Renforcer Investments. Being a financial consulting firm, it allows him to be on the board of clients as a financial director and work closely with other financial managers and directors to grow companies and strengthen their identities. He has gained experience over the past 12 years in various industries and in his dealings with various stakeholders. The journey was started within the audit environment at KPMG and developed into being a senior presenter at KPMG and Deloitte in complex transactions and financial statements to groups of companies, including JSE Listed companies. His last 5 years was spent in the role as a Financial Manager and Financial Director at various entities over multiple industries.

You will earn a certificate

On successful completion you will receive a certificate for 2 CPD units in Financial Reporting.

Requirements

  • Laptop, desktop, or mobile device with internet access
  • Microsoft Edge, Google Chrome, Safari, or Firefox browser