Insurance Law: You’re Covered… Until You’re Not

Insurance feels safe until a claim fails. This session explains why cover disappears when it is needed most.

2 CPD units May 19, 2026 1 presenter

What will set you apart

By completing this course you will gain the following competencies

  • How insurance contracts really work
  • Why disclosure matters
  • How exclusions kill claims
  • What conditions must be met
  • Why claims are rejected
  • Where professionals are exposed

Event breakdown

  • Insurance contracts explained
  • Disclosure duties
  • Policy wording and exclusions
  • Conditions for valid claims
  • Claims failures
  • Disputes and rejections
  • Insurance as risk control
  • Professional exposure
Category: Business AdvisoryType: CPD CourseCPD category: Other

Description

Insurance is often treated as a safety net, but many claims fail because policy conditions were misunderstood from the start. Claims fall apart due to non-disclosure, exclusions, or missed requirements. This session focuses on why insurance does not respond the way people expect. It highlights where assumptions are made and why professionals are often blamed when cover fails. Understanding these pressure points improves risk management and prevents dangerous reliance on insurance that does not actually protect the business.

Presenters

Heynes Kotze

Heynes Kotze — Heynes Kotze is the Head of Legal Services at CIBA and an admitted attorney of the High Court with rights of appearance in the superior courts. With extensive experience in litigation and legal advisory roles, Heynes specialises in guiding professionals through complex regulatory compliance (including FIC requirements) before issues arise. He is known for his creative problem-solving, helping firms turn compliance challenges into practical opportunities for growth.

You will earn a certificate

On successful completion you will receive a certificate for 2 CPD units in Other.

Requirements

  • Laptop, desktop, or mobile device with internet access
  • Microsoft Edge, Google Chrome, Safari, or Firefox browser