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Farm Financial Management: Why the Numbers Never Behave

Farms can look profitable and still run out of cash. This session explains how farm finances really work and how to advise farmers without getting caught by seasonal risk.

Date:

5 June, 2026

Time:

14:00

Hours:

1 hour

CPD Units:

2

Category:

Management Accounting

Group:

Channel 2: Growth

Format:

Live Event

R230,00 VAT incl.

Product Information

Did you know that CIBA has signed an MOU with Agri SA?

Farming is one of the most complex businesses to manage financially, yet it is often treated like any other small business. This session focuses on the financial realities of farming, including seasonal income, unpredictable costs, and heavy reliance on debt and equipment. Delegates will learn why traditional financial analysis often fails in agricultural businesses and how to interpret farm financial information more accurately. The session highlights common problem areas such as cash flow pressure, input cost timing, and financing decisions. Designed for professionals advising farmers or working in agricultural businesses, this session provides practical insight into managing risk and improving sustainability. By the end of the session, delegates will be better equipped to support farmers with realistic financial management and advisory services.

Presenter/s

Leana van der Merwe
Leana: Leana van der Merwe, with 18+ years in accounting and corporate governance, Leana leads technical support at CIBA and is a recognized thought leader in regulatory compliance.

What will set you apart

By attending this event, delegates will learn:

  • Why farm finances behave differently from normal businesses
  • How seasonality affects income, costs, and cash flow
  • How to read farm financials properly
  • Why profit and cash flow rarely match on farms
  • Common financial mistakes made in farming businesses
  • How debt, equipment, and input costs affect sustainability

How to provide meaningful advisory services to farmers

Event breakdown

  • How farming businesses operate financially
  • Seasonal income and expense cycles
  • Cash flow versus profit in farming
  • Input costs, timing, and risk
  • Equipment, assets, and financing decisions
  • Debt management in farming businesses
  • Reading and analysing farm financials
  • Common financial warning signs
  • Advisory opportunities in agriculture

Certificate

The following event is awarded 2 CPD units in Management Accounting.