Fuel up. Rates shift. Mini budget in. Tax due. Is your client ready?
Between 5 and 22 January 2027, your clients face three pressures at once. Your clients' January is already written. Spend one morning getting ready for it, and learning how to charge for the answers.
January is coming for your clients
You know the call. It usually comes in the second week of January, after hours: "My overdraft is maxed. Fuel has gone up again. And SARS wants how much?"
- Fuel levy relief ends on 5 January, and every delivery your clients make costs more
- Provisional tax returns are due on 22 January, often when cash is tightest
- Overdrafts run at prime 10.75%, while customers take 90 to 120 days to pay
This breakfast gets you ready.
In 2027, that call lands in the same fortnight for most of your clients. The practitioners who are ready will spend January advising, and billing for it.
Four answers in one morning
Cash flow, fuel and the cost of debt
Managing overdrafts, debt and long payment terms at prime 10.75% with a 13-week cash forecast, and repricing transport-heavy clients before fuel levy relief ends on 5 January 2027.
Presented by Lindi Ndlovu, SageThe mini budget and provisional tax: what it means for your clients
Fuel levy relief, SARS's extra R6.9 billion for enforcement and PPP openings for SME clients. Then the 22 January 2027 deadline, auto-assessments for provisional taxpayers, realistic estimates, and options when clients can't pay SARS in full.
Presented by Johan Heydenrych, CIBA CPD Presenter, and Ricardo Ghanem, BSharpAI skills for the modern accountant
Practical AI for data capture, return review, client queries and cash-flow forecasts, with review controls and POPIA. Introduces CIBA's AI Skills for Modern Accountants short learning programme.
Presented by Faith Ngwenya, Head of Education, CIBAClients in distress: protect them, protect your fees, charge for the advice
Spotting distress early in a client's data, raising going-concern and reckless trading concerns and having the hard conversation, then protecting your own fees and packaging advice as fixed-fee services.
Presented by Mariska Fernhout, DataGrowsLeave with a plan
The morning at a glance
Tuesday 17 November 2026 · Randpark Golf Club, Randburg, Gauteng
- 08:30–09:00Registration: tea, juice and water
- 09:00–09:05Welcome and openingLeana van der Merwe, MC, CIBA
- 09:05–09:35Cash flow, fuel and the cost of debt · Opening presentationLindi Ndlovu, Sage
- 09:35–10:10The mini budget and provisional tax: what it means for your clientsJohan Heydenrych, CIBA CPD Presenter, and Ricardo Ghanem, BSharp
- 10:10–10:50Breakfast and networking · 40 minutes
- 10:50–11:20AI skills for the modern accountantFaith Ngwenya, Head of Education, CIBA
- 11:20–11:50Clients in distress: protect them, protect your fees, charge for the adviceMariska Fernhout, DataGrows
- 11:50–12:00Closing remarks and closeLeana van der Merwe, MC, CIBA
Meet the speakers
Every session is practical and built around method, led by practitioners and industry partners.
Built for you
- Chartered Business Accountants in Practice (CBAPs)
- Owners and partners of small accounting practices
- Tax and accounting practitioners who advise small and medium businesses
- Any CIBA member, with or without a designation
Setperk Rd, Randpark 268, Randburg, 2194, South Africa
Frequently asked questions
Is it free?
Yes. The breakfast is free for CIBA members, with or without a designation. Seats are limited to 50.
Do I earn CPD?
Yes. Attendance earns 4 CPD units in Practice Management.
When is breakfast served?
Tea, juice and water are served from 08:30. Breakfast is served at 10:10, during the 40-minute break.
What is the dress code?
Semi-formal.
Are the sessions sales presentations?
No. Every session is practical and built around method. Partner speakers teach the approach, so you can apply it whatever software you or your clients use.
What if I can't attend after registering?
Please let us know as soon as you can so we can offer your seat to a CBAP on the waitlist.
Where do I park?
Parking is available at Randpark Golf Club.
50 seats. One morning. A plan for your clients' January.
Free · 50 seats · Tuesday 17 November 2026 · Randpark Golf Club