Insurance feels safe until a claim fails. This session explains why cover disappears when it is needed most.
R230,00 VAT incl.
Insurance is often treated as a safety net, but many claims fail because policy conditions were misunderstood from the start. Claims fall apart due to non-disclosure, exclusions, or missed requirements. This session focuses on why insurance does not respond the way people expect. It highlights where assumptions are made and why professionals are often blamed when cover fails. Understanding these pressure points improves risk management and prevents dangerous reliance on insurance that does not actually protect the business.
Heynes Kotze
Heynes Kotze is the Head of Legal Services at CIBA and an admitted attorney of the High Court with rights of appearance in the superior courts. With extensive experience in litigation and legal advisory roles, Heynes specialises in guiding professionals through complex regulatory compliance (including FIC requirements) before issues arise. He is known for his creative problem-solving, helping firms turn compliance challenges into practical opportunities for growth.
The following event is awarded 2 CPD units in Other.
+27 (0) 12 643 1800/2/4 ciba@myciba.org www.myciba.org
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