Unsecured debt is risky debt. This session explains why security determines who gets paid and who loses.
R230,00 VAT incl.
Security decides who gets paid when businesses fail. Without it, recovery becomes unlikely. This session focuses on how security works in practice and why many arrangements offer false comfort. Priority, enforceability, and structure matter more than promises. Understanding this changes how debt is assessed and how risk is managed before money is lost.
Heynes Kotze
Heynes Kotze is the Head of Legal Services at CIBA and an admitted attorney of the High Court with rights of appearance in the superior courts. With extensive experience in litigation and legal advisory roles, Heynes specialises in guiding professionals through complex regulatory compliance (including FIC requirements) before issues arise. He is known for his creative problem-solving, helping firms turn compliance challenges into practical opportunities for growth.
The following event is awarded 2 CPD units in Other.
+27 (0) 12 643 1800/2/4 ciba@myciba.org www.myciba.org
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